Terms of Service

Welcome to HeySaver.com. These Terms of Service ("Terms") govern your access to and use of the HeySaver.com website (the "Website"). Please read these Terms carefully before using our Website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Website.

1. Important Disclaimers

WE ARE NOT FINANCIAL ADVISORS. Heysaver.com is not a registered investment advisor (RIA), financial planner, broker-dealer, or financial advisor. We are not registered with the U.S. Securities and Exchange Commission (SEC) or any state securities regulatory authority.

Educational Content Only

All content provided on this Website, including but not limited to articles, guides, ebooks, emails, videos, calculators, and other materials, is for educational and informational purposes only. This content:

• Does NOT constitute financial advice, investment advice, tax advice, legal advice, or any other professional advice
• Does NOT take into account your individual financial situation, goals, or risk tolerance
• Should NOT be relied upon as the basis for any financial decision
• Is NOT a substitute for professional advice from a qualified financial advisor, tax professional, or attorney

For personalized financial advice, you must consult with a licensed financial professional who can evaluate your specific circumstances, goals, and risk tolerance.

No Professional Relationship

Your use of this Website does not create any professional relationship between you and HeySaver. We do not provide personalized recommendations or advice. Any information you provide to us is used solely for the purposes described in our Privacy Policy.

2. Affiliate and Referral Disclosure

We may receive compensation when you take certain actions through our Website, including but not limited to:

• Clicking on links to third-party websites or services
• Signing up for services through our referral links
• Connecting with financial advisors or advisor matching services
• Purchasing products or services recommended on our Website

This compensation may influence which products, services, or advisors we feature or recommend, and where and how they appear on our Website. However, this does not affect the educational content we provide.

The compensation we receive does not increase the cost of products or services to you.

3. Third-Party Services and Referrals

Our Website may contain links to third-party websites, services, or financial products. When you access these third-party services:

• You are leaving our Website and entering a site operated by others
• We have no control over the content, privacy practices, or terms of these third-party sites
• Your interactions with third parties are governed by their terms and policies
• We do not endorse, guarantee, or assume responsibility for any third-party products, services, or advisors

4. No Guarantees or Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We do not guarantee:

• The accuracy, completeness, or timeliness of any information on the Website
• That the Website will be uninterrupted, error-free, or secure
• Any specific financial outcomes or results from using information on the Website
• The quality, suitability, or availability of any third-party services or products

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HEYSAVER AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any direct, indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, or use
• Any damages arising from your use of or inability to use the Website
• Any damages arising from any content, products, or services obtained through the Website
• Any financial losses resulting from decisions made based on information from the Website

6. Eligibility

You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

7. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to any part of the Website
• Interfere with or disrupt the Website or servers
• Use automated systems to access the Website without permission
• Copy, reproduce, or distribute our content without permission
• Impersonate any person or entity
• Provide false or misleading information

8. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of HeySaver or its content suppliers and is protected by copyright and other intellectual property laws.

9. User Submissions

If you submit any information, feedback, or content to us, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content for any purpose related to our business.

10. Indemnification

You agree to indemnify, defend, and hold harmless HeySaver and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Any financial decisions you make based on information from the Website

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the state or federal courts located in Washington State.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

13. Termination

We reserve the right to terminate or suspend your access to the Website at any time, without notice, for any reason.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and HeySaver regarding your use of the Website.

16. Contact Us

If you have questions about these Terms, please contact us:

HeySaver
Gig Harbor, WA 98335
Email: contact@heysaver.com