Privacy Policy

HeySaver.com (the "Website"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website or use our services.

Please read this Privacy Policy carefully. By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Website.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our Website
• Subscribe to our email newsletter
• Request information or resources
• Contact us directly

This information may include:

• Name (first and last)
• Email address
• Financial planning preferences and concerns
• Other information you choose to provide

Automatically Collected Information

When you visit our Website, we may automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Operating system
• Referring URLs and pages visited
• Time and date of your visit
• Time spent on pages
• Click patterns and interactions
• The URL from which you accessed our Website (including any tracking parameters)

2. How We Use Your Information

We may use the information we collect for purposes including:

• Providing educational content and resources about personal finance topics
• Sending email newsletters and communications you have opted into
• Personalizing your experience on our Website
• Improving our Website, content, and services
• Analyzing usage trends and user preferences
• Referring you to third-party financial services or products (with your consent)
• Responding to your inquiries and requests
• Complying with legal obligations

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and track information about your activity on our Website.

Types of Cookies We Use

• Essential Cookies: Necessary for the Website to function properly
• Analytics Cookies: Help us understand how visitors interact with our Website
• Marketing Cookies: Used to track visitors across websites for advertising purposes

Managing Cookies

Most web browsers allow you to control cookies through their settings. You can set your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our Website may not function properly without cookies.

4. Third-Party Service Providers

We may share your information with third-party service providers who perform services on our behalf, including:

• Email Marketing Services: To send newsletters and communications
• Analytics Providers: To analyze Website usage and improve our services
• Tracking and Attribution Services: To measure the effectiveness of our marketing
• Hosting Providers: To host and maintain our Website

These service providers are contractually obligated to use your information only for the purposes of providing services to us and are required to maintain the confidentiality of your information.

5. Affiliate and Referral Relationships

We may refer you to third-party financial products, services, or professionals. When you choose to connect with these services:

• Your information may be shared with the third-party service to facilitate the referral
• The third-party service's own privacy policy will govern their use of your information
• We may receive compensation for these referrals

We recommend reviewing the privacy policies of any third-party services before providing them with your information.

6. Disclosure of Your Information

We may disclose your information in the following circumstances:

• With Your Consent: When you have given us permission to share your information
• Service Providers: With third parties who provide services on our behalf
• Legal Requirements: When required by law, subpoena, or legal process
• Protection of Rights: To protect our rights, privacy, safety, or property
• Business Transfers: In connection with a merger, acquisition, or sale of assets

7. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

9. Your Rights and Choices

Email Communications

You may opt out of receiving marketing emails from us by clicking the "unsubscribe" link in any email or by contacting us directly.

Access and Correction

You may request access to the personal information we hold about you and request corrections to any inaccurate information.

Deletion

You may request deletion of your personal information, subject to certain exceptions required by law.

California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your information. We do not sell your personal information.

10. Children's Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

11. Links to Other Websites

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by the "Effective Date" at the top of this page.

13. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Gig Harbor, WA 98335
Email: contact@heysaver.com